I love it when 3 C's are covered in winter: Casual, Cozy, Chic. As you know I love no-fuss dressing, but I don't always want to look too simple. So playing around with textures, shapes or mixed shades is a must to keep a minimal look interesting. Or, add a cool accessory -- which doesn't have to be something big or colourful at all; I actually love subtle statements a lot more.
This shot inspired me and captures what I am getting at. When you break it down, this outfit basically just consists of a pair of jeans and a sweater. But it's the subtle touches that keep it fresh.
By the way, I picture a simple pair of penny loafers to complete the look... Surprise, surprise.